1. Accepting these terms
These terms are an agreement between you and BondSmartly (“BondSmartly”, “we”, “us”). They cover bondsmartly.com and its pages, tools and data (the “Site”).
By using the Site you accept these terms. If you do not accept them, do not use the Site. If you use the Site for a company or another organisation, you accept these terms for it and confirm that you may do so.
2. A free service
The Site is free to use. We may change, limit or remove any part of the Site, or stop the Site, at any time and without notice. We do not promise that the Site is always available or free of errors.
3. Information only, not advice
BondSmartly shows data and calculators for information only. Nothing on the Site is investment, legal, tax or accounting advice. Nothing on the Site is a recommendation, or an offer or request to buy or sell any security.
BondSmartly is not a broker, a dealer or an investment adviser. Bonds can lose value, and you can lose money. You alone are responsible for your investment decisions.
4. Data accuracy
We work to show data correctly. Prices, yields and other figures on the Site can still be delayed, incomplete or wrong. Calculated figures, such as yield to maturity, depend on their inputs and on the conventions stated on the page.
Before you trade, check the figures that matter to you against the prospectus and the final terms of the bond, and with your broker.
5. Your right to use the Site
We give you a limited, personal, non-exclusive, non-transferable and revocable right to view the Site and to use its data for your own research and your own investment decisions. You may link to any page of the Site.
6. What is not permitted
You may not do any of the following, and you may not help or allow anyone else to do it:
- Scrape, crawl or bulk-download the Site, or extract data from it in a systematic way. This covers scripts, robots, browser automation and any other automated means.
- Copy, redistribute, republish, resell or share the data, whole or in part, in any form. This covers a feed, a file, a database and an API, and any use of the data as part of another product or service.
- Build, store or keep a database or a dataset made from the data of the Site.
- Use the Site or its data to train, fine-tune or build an AI or machine-learning model.
- Get around or try to get around a rate limit, a block or any other technical measure, or reach a part of the Site that you were not meant to reach.
- Interfere with the Site, or load it in a way that slows it down or harms it for other users.
- Use the Site in a way that breaks the law.
To use the data in a way that these terms do not allow, ask us first. We may say no.
7. Ownership
All rights in the Site are reserved. This covers its software, its design, its text, and the selection, arrangement and compilation of its data. The BondSmartly name and logo are ours. These terms give you no right to anything beyond the right in section 5.
8. Blocking and ending access
We may block or end your access to the Site at any time, with or without notice. We may do this if we think you have broken these terms. We may use technical measures to detect and stop scraping and other automated use.
If you break section 6, we may also take legal action to protect the Site and its data.
9. No warranty
The Site is provided “as is” and “as available”. To the fullest extent the law allows, we give no warranty of any kind, express or implied. This includes any warranty of accuracy, completeness, timeliness, merchantability, fitness for a particular purpose and non-infringement.
10. Limit of liability
To the fullest extent the law allows, BondSmartly is not liable for any indirect, incidental, special, consequential or punitive loss. It is also not liable for trading losses, lost profits or lost data. This applies to any loss that arises from your use of the Site or from your inability to use it.
Nothing in these terms limits a liability that the law does not allow us to limit. Examples are liability for fraud, and liability for death or personal injury caused by negligence.
11. Your rights as a consumer
If you use the Site as a consumer, nothing in these terms removes a right that the law of your country gives you and that you cannot give up by contract.
12. Changes to these terms
We may update these terms. The date at the top of this page shows the last update. For a material change we give notice on the Site. If you keep using the Site after a change takes effect, you accept the new terms. If you do not accept them, stop using the Site.
13. General
These terms are the whole agreement between you and us about the Site. If a provision cannot be enforced, the rest stays in force. If we do not enforce a provision, we do not give it up. You may not transfer your rights under these terms to anyone else without our consent. Sections 6 to 11 stay in force after your access ends.
14. Contact
For a question about these terms, or to ask for permission to use the data in another way, write to [email protected].